No Points

NO Title Insurance Fee

No Processing Fee

No Underwriting Fee

No Recording Fee

No Fees Rolled In

No Hidden Costs

No Time to recoup your closing costs

No Surprises!

Is it right for You?

In many cases the answer is yes, especially if you plan of selling or refinancing your home in the next three to five years or if interest rate drop again. You can lower your interest rate plus your term without paying fees and closing cost and save money each month, this makes good financial sense. The average homeowner either sells or refinances their home every five to seven years. Ask yourself how many times you paid closing costs? If you listen to my radio show on KWTO am 560 you know that it’s the term of the loan that is going to save you the most amount of money not the rate! If we can lower your payment without paying thousands of dollars then maybe it’s right for you. Now after saying all of that, I would like to say this….While no cost loans sound attractive they are NOT for everyone.

I would rather talk to you about your personal situation, please feel free to contact me

Let’s drill down into no closing cost loan to see if it’s right for you.

Brad Farris: 417-887-9595

E-mail me: bfarris@farrismortgae.com

NMLS # 261793